Checking Account

Select the checking account that’s right for you.

Our checking accounts come with the flexibility, convenience, and benefits you want and need.

Enjoy the Rewards of eChecking

eChecking1 accounts are a great choice for those who write limited checks, utilize online payments, and want to save by earning 0.50% unlimited cashback on all purchases.

0.50% Unlimited Cashback

5 Free Checks a Month

All Electronic Statements

Types of Checking We Offer:

Whether you like the convenience of your checking done electronically or if you like the feel of checks, we offer two types of Checking Accounts : eChecking and Ready Checking.

  eChecking1 Ready Checking2
Monthly Service Fee N/A N/A
Checks Up to 5 a month; $2 per additional check Unlimited
Statements Electronic Statements Paper or Electronic Statements
Debit Card Free Free
Cashback Rewards Earn 0.50% unlimited cashback on purchases N/A
Earn Interest N/A 0.05%
ATM Access

Access 30,000 no fee CO-OP network ATMs

Use any bank ATM and get reimbursed for up to 5 surcharge fees a month 3

Access 30,000 no fee CO-OP network ATMs

Use any bank ATM and get reimbursed for up to 5 surcharge fees a month 3
Account Access Online, mobile app and in-branch Online, mobile app and in-branch
  Open Account Open Account

Need to Order More Checks?

More Account Information

Firefighters First Credit Union permits one type of checking account product per member; however, you may open as many of the same type as you wish. If you already have a Ready Checking, feel free to open additional Ready Checking Accounts. Additional eChecking accounts can be opened if you already have eChecking. If you do not know what type of checking account you currently have or would like to update the type of checking account you have, please Contact Us for further assistance.

1eChecking account requirements: You may not have a Ready Checking account while maintaining an eChecking account, up to five checks may be written per month ($2.00 fee per check applies thereafter), and the account does not earn dividends. In addition, enrollment in eStatements is required, and all account notices and various promotional materials will be sent electronically. Fees may reduce earnings on account. No minimum balance required to open the account.

2Ready Checking: APY (Annual Percentage Yield) is 0.05%. Rate is subject to change after account opening. APY is accurate as of March 1, 2020 Fees may reduce earnings on account. No minimum balance required to open the account. Dividends will be compounding monthly and will be credited monthly. IMPORTANT NOTICE for Ready Checking account holders – If you have an ACH, direct deposit, bill payment, periodic payment, or other automatic transfer to/from your Ready Checking account, we'll automatically switch them to/from your new eChecking account. To prevent any transfers from being rejected, do not add any new transfers to your Ready Checking account.

3ATM rebate program details: Firefighters First Credit Union will reimburse you for ATM surcharge fees incurred when making a withdrawal using your Firefighters First debit card. Fees will be reimbursed for your first five (5) ATM transactions that incur a surcharge fee, per calendar month. Fees will be reimbursed the same day unless your ATM withdrawal is after 3:00 pm (PT). Withdrawals after this time or on a non-business day will post on the next business day along with the fee reimbursement. To qualify for this program, you must have a combined direct deposit total of at least $1,000 per month for at least two (2) consecutive months ongoing and you must make your ATM withdrawal from your Firefighters First personal or business account.